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Things You Do not Know Your Health Insurance Will Pay

Things You Do not Know Your Health Insurance Will Pay

Most of us expect our health insurance to pay for procedures such as yearly physical examination and examination of children. If you are not very familiar with your policy, you can lose and pay out of pocket to get prescriptions and procedures that are often covered. Of course, what’s covered will vary from policy to policy and state to state, but it’s always worth it to call customer service numbers on the back of your card to research further. Read on for information on some procedures and services that are often completely free.
Medical equipment

Things You Do not Know Your Health Insurance Will Pay

If you break your legs or hips, you expect your health insurance to cover your hospital visits and the necessary surgery. However, it can also help take care of you once you leave the hospital. If you look under the durable medical equipment section of your reach, you may notice that the crutches and wheelchairs are covered, as are some of the fake limbs. Below this section, nursing mothers can even buy breast pumps more than 90 percent, saving hundreds of dollars.

Pregnancy Prevention Surgery

If you are ready for a more permanent birth control option than oral, injection or physical birth control, you may consider alternative lung tube for women and vasectomy for men. Most people assume that they have to pay for their own procedures, but in most cases, your health insurance will pay the bills. This is because pregnancy prevention surgery will ultimately save you insurance money in the long run.

Non-Western Medicine

If your normal doctor does not offer the medication you need, you might consider alternative treatments such as acupuncture, massage therapy, herbal supplements, or chiropractic services. Many of these services and procedures can be covered by your insurance. You can also use your health savings account to pay for acupuncture as long as your doctor prescribes it.

Gym membership

Slowly but surely, many major insurance companies work to make the sport more attractive to their customers by offering discount gym membership. This is because clients who exercise regularly tend not to suffer from medical ailments like diabetes and heart disease. Investing in a gym membership will ultimately pay off for your insurance company from time to time.

Sleep Study

Are you struggling to fall asleep? Most doctors will provide sleep aids, but your insurance may provide the resources you need to address the root of the problem. You may be able to participate in a sleep study that may reveal whether something like sleep apnea or restless leg syndrome keeps you awake at night, and both of these problems can be treated with treatment.

Nurse 24/7

Many health insurance companies provide their members a toll free number where they can talk to nurses enrolled 24 hours a day. This is great if you face mild medical problems late at night or just have questions about treatment that need to be answered before morning.

Always be sure to check your policy before you pay for any procedures or recipes. Nothing tastes better than saving for your health! Things You Do not Know Your Health Insurance Will Pay